Three Ways to Help Your Family Talk About Money
Whether you are just starting out or ready to go deeper, Almonara has a programme that fits where your family is right now.
Back to HomeHow Almonara Programmes Are Structured
Each of our programmes follows the same core principles — practical tools, age-appropriate language, and a community to support you beyond the sessions themselves.
Start Where You Are
No assumed knowledge. No minimum income. Our programmes begin with where your family actually is today.
Designed for Home Use
Session activities and materials are built to continue at home — on the fridge, at the dinner table, in everyday routines.
Feedback-Driven Updates
We collect feedback after every programme cycle and use it to update materials and delivery — keeping content grounded in real family experience.
Teaching Kids About Money
RM 470 · Single Workshop
A practical workshop helping parents introduce age-appropriate money habits at home — from allowances to saving jars. Includes printable planners and a home activity guide you can use immediately after the session.
- Allowance introduction strategies by child age
- Saving jar activity guide for home
- Printable planners included
- Interactive group workshop format
How the Workshop Runs
Welcome and introductions — parents share where they are starting from
Age-stage module — what to say and how to say it, from toddlers to tweens
Hands-on planner session — fill in your family's first allowance plan together
Take-home activity brief and Q&A with the facilitator
Parents' Toolkit & Community
RM 1,420 · Annual Access
Allowance planners, activity sheets, and a parents' community for sharing everyday ideas on introducing children to money concepts. This is for parents who want ongoing resources and a community to stay connected with throughout the year.
- Full digital activity sheet and planner library
- Access to the Sabahan Parents' Circle community group
- Monthly group Q&A session with an Almonara facilitator
- Festival & milestone calendar planning guide
- New resources added throughout the year
What a Year with the Toolkit Looks Like
Onboarding — you receive the full resource library and community welcome
Monthly — join the live Q&A session or catch the replay
Seasonal — receive milestone guides timed to school terms and Malaysian festivals
Ongoing — share and learn in the community group at your own pace
Family Milestones Programme
RM 4,050 · Multi-Session Programme
A structured, multi-session general-education programme on helping children develop money habits and planning for family milestones. Includes group sessions, home activity integration, and a certificate of attendance on completion.
- Structured multi-session curriculum (4–6 weeks)
- Certificate of attendance on completion
- All planning tools and activity resources included
- Small group sessions for personal attention
- Milestone planning framework for the whole family
Programme Journey
Orientation — group introduction, baseline assessment of where each family is
Core sessions (3–4 weeks) — age-stage money concepts, milestone planning tools, community sharing
Integration week — family tries activities at home and returns with observations
Completion and certificate — final session reflection, certificate of attendance issued
Programme Comparison
Use this overview to help decide where to start. Not sure? Our team is happy to talk it through.
| Feature | Workshop RM 470 |
Toolkit & Community RM 1,420 |
Milestones Programme RM 4,050 |
|---|---|---|---|
| Printable planners & activity sheets | |||
| Live workshop session(s) | — | ||
| Parents' community access | — | ||
| Monthly Q&A sessions | — | — | |
| Multi-session structured curriculum | — | — | |
| Festival & milestone calendar guide | — | ||
| Certificate of attendance | — | — | |
| Best for | First-time exploration | Ongoing family support | Deep family commitment |
Shared Standards Across All Programmes
Participant Privacy
All personal information is handled discreetly. Nothing shared in sessions or community spaces is passed outside Almonara.
Content Review Process
All materials are reviewed by our programme development lead before delivery or distribution to participants.
Small Group Limits
Workshop and programme groups are kept to 8–15 participants, ensuring quality attention and meaningful conversation.
Participant Feedback
Every programme ends with a structured feedback stage. Results are used to refine the next cycle of materials and delivery.
Education Only
None of our content constitutes financial, investment, or legal advice. We are educators, not advisors.
Locally Delivered
Programmes are delivered from our Kota Kinabalu centre by a team that lives and works in the same community as our participants.
Programme Fees
All fees are in Malaysian Ringgit. Each fee is all-inclusive — no additional charges once enrolled.
Workshop
RM 470
Single session
- Full-day workshop
- Printable planner pack
- Activity guide for home
- Q&A with facilitator
Toolkit & Community
RM 1,420
Annual access
- Full resource library
- Parents' community access
- Monthly Q&A sessions
- Festival calendar guide
- New resources throughout year
Milestones Programme
RM 4,050
Multi-session (4–6 weeks)
- Full curriculum sessions
- All materials included
- Milestone planning toolkit
- Small group setting
- Certificate of attendance
Not Sure Where to Begin?
Our team is glad to have a brief, no-pressure conversation about which programme makes the most sense for your family right now.
Get in Touch